---
title: "ACH Payments with Helcim: a guide to bank transfers"
slug: "ach-payments"
description: "Your complete guide to using Helcim ACH (bank) payments. Learn about setup, fees, processing in the US & Canada, settlement, returns, and more."
updated: 2025-06-02T20:35:21Z
published: 2025-06-02T20:35:21Z
canonical: "learn.helcim.com/ach-payments"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://learn.helcim.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Bank payments (ACH)

Looking to get paid directly from your customer's bank account, with lower fees? Smart move! This is your central spot for everything Helcim ACH (Automated Clearing House) bank payments.

Whether you know them as ACH, EFT, or PADs, this series of articles will quickly get you up to speed on how they work with Helcim in the US and Canada. We'll cover the essentials: understanding what they are, how to set them up, typical deposit times, and managing them like a pro.

### Contents

---

| ![Payments tool icon in the Helcim dashboard and app](https://cdn.document360.io/4e721329-1a9d-4ef0-8d2f-497e0c1f185a/Images/Documentation/payments(3).png) | [Understanding Helcim's ACH payments](/v1/docs/understanding-helcim-ach-payments) |
| --- | --- |
| ![Payments tool icon in the Helcim dashboard and app](https://cdn.document360.io/4e721329-1a9d-4ef0-8d2f-497e0c1f185a/Images/Documentation/payments(3).png) | [ACH for US vs. Canadian merchants](/v1/docs/ach-us-canada-rules) |
| ![Payments tool icon in the Helcim dashboard and app](https://cdn.document360.io/4e721329-1a9d-4ef0-8d2f-497e0c1f185a/Images/Documentation/payments(3).png) | [Enable and use ACH payments](/v1/docs/enable-use-ach-payments) |
| ![Payments tool icon in the Helcim dashboard and app](https://cdn.document360.io/4e721329-1a9d-4ef0-8d2f-497e0c1f185a/Images/Documentation/payments(3).png) | [Adjust your ACH batch settlements](/v1/docs/ach-batch-settlement-settings) |
| ![Payments tool icon in the Helcim dashboard and app](https://cdn.document360.io/4e721329-1a9d-4ef0-8d2f-497e0c1f185a/Images/Documentation/payments(3).png) | [View ACH transactions and batches](/v1/docs/view-ach-transactions-batches) |
| ![Payments tool icon in the Helcim dashboard and app](https://cdn.document360.io/4e721329-1a9d-4ef0-8d2f-497e0c1f185a/Images/Documentation/payments(3).png) | [Troubleshooting ACH payment returns](/v1/docs/ach-statuses-returns) |