AVS Response Codes
    • 28 Mar 2023
    • 1 Minute to read

    AVS Response Codes


    Article summary

    The address verification service (AVS) is offered as part of the Visa, Mastercard, Discover and Amex network. The service checks if the address of a credit card is linked to the person claiming to own that card.

    The AVS response will not impact the approval or decline of a transaction, but can help as an indicator on whether you should proceed with the transaction. Although the street address can sometimes be tricky to match, the postal/zip code is usually a more accurate indicator. AVS is mostly supported by banks throughout Canada, the United States and the United Kingdom. Most card issuers outside of those countries do not participate in the address verification service.

    Response Codes

    AVS Response CodeDescription
    AAddress (Street) matches, Zip does not
    EAVS error
    NNo Match on Address (Street) or Zip
    RRetry, System unavailable or Timed out
    SService not supported by issuer
    UAddress information is unavailable (domestic issuer)
    W9 digit Zip matches, Address (Street) does not
    XExact AVS Match
    YAddress (Street) and 5 digit Zip match
    Z5 digit Zip matches, Address (Street) does not

    VISA AVS Response Codes

    These response codes are specific for cards processed on the Visa network

    AVS Response CodeDescription
    AAVS Street address only, partial match
    RAVS Indeterminate outcome, retry
    UAVS Unable to verify
    ZAVS Postal/zip code only, partial match



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